Colombo
Headquarters
[year]
Founded (year to confirm)
7
Analysts across the credit lifecycle
3
Languages: English, සිංහල, தமிழ்
Why we exist
It started with an onboarding desk.
Our first product, Finline KYC, was built for a licensed finance company whose officers were spending more time re-keying NIC numbers than talking to customers. The brief was simple: make onboarding a conversation, and make every recorded value one a person has confirmed.
That constraint, the officer decides and the AI assists, turned out to be the whole company. It shaped how we read documents (reject rather than guess), how we write risk memos (cite every number), and how we predict borrower behaviour (explain every factor).
We build for Sri Lanka first because the details matter: three scripts on one identity card, utility bills as address proof, salary that lands on the 25th, harvest months that look like arrears. Generic tools get these wrong. We would rather get one market right.
[Draft copy: replace with your founding story and first customer, with permission.]
How we work
Four commitments, in every product.
01
The officer is the final authority
We build assistants, not oracles. Nothing is recorded, moved or decided without a person confirming it.
02
Refuse rather than guess
A rejected scan costs a minute. A wrong value in a core record costs far more. We set the bar high and say why.
03
Show the evidence
Every number cites its source; every prediction lists its factors; every event is in the audit trail.
04
Local by design
Sinhala, Tamil and English. Local documents, local banks, local regulation, in-country data.
Team
Bankers, engineers, linguists.
[Placeholder tiles: send names, roles and photos]
[Name]
Co-founder & CEO
[Name]
Co-founder & CTO
[Name]
Head of Credit Products
[Name]
Head of Compliance & Security
[Name]
Lead, Document Intelligence
[Name]
Sinhala & Tamil Language Lead
Why Sri Lanka first
The details are the product.
One card, three scripts
A national identity card can be in Sinhala or Tamil; the record must be in English. We read, translate and confirm.
Bills as proof
Utility bills within three months are the everyday address proof. We check the date, the name and the address, every time.
Rhythms of income
Salary on the 25th, harvests, festival months, school fees. Repayment behaviour follows them; so do our models.
Data that stays home
In-country hosting and on-premise deployment, because that is what the institutions we serve require.