What it does
One position, instead of thirty phone calls.
Consolidated position
Every branch, nostro and operating account in one view, refreshed from core banking through the day.
7- and 30-day forecasts
Scheduled disbursements, expected collections and branch cash patterns, learned from your own history.
Sweep & top-up recommendations
Each proposed movement states its reason: forecast shortfall, idle balance, or a threshold you set.
Idle-cash detection
Balances that have sat above their operating need for weeks, with the amount that could be placed.
Thresholds & alerts
Minimum and maximum balances per branch, reserve headroom, and alerts when a forecast crosses them.
Approvals & audit
Every movement is approved by a named treasurer and reconciled at end of day.
A morning with the pool
Before the branches open, treasury already knows.
07:30
Positions land
Overnight balances and branch cash counts are consolidated and reconciled against yesterday.
08:00
Forecast refreshes
Today’s disbursement schedule and the collections forecast update the 7-day view.
08:15
Recommendations
Sweeps, top-ups and idle balances are proposed, each with its reason.
08:30
Treasurer approves
One by one or all at once. Instructions go out; the audit trail records who and when.
17:00
Reconcile
Actual against forecast; the difference improves tomorrow’s forecast.
Inputs
It runs on data you already have.
No new ledgers. The pool reads what core banking, the branches and the credit desk already produce.
Who decides
Treasury approves every movement.
Works with